Official Legal Description

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For an example of how a legal description of a lot and block appears on an actual deed, see Example of an act – Lot and block. The best place to find a legal description is usually the last deed of ownership (the deed that transferred ownership to the current owner). The legal description is usually included in the body of the document. Legal descriptions are usually accompanied by introductory words such as “. as described below. This wording indicates that the legal description will begin shortly. The legal description is often double-indented or bolded to distinguish it from the rest of the document. See the following examples for an illustration. Legal description is required for all types of transactions that affect real estate ownership: as one of the most critical information involved in real estate transactions, legal descriptions are important to understand before buying real estate. This is very common in rural areas and is known as the Metes and Bounds description.

It begins with the description of a point where measurement begins, which can be abbreviated to POB, as a starting point. It usually contains information on the cantons. The legal description must be part of the last act concerning the property contained in his body. It is introduced by a standard formulation such as “described below”. The font of the legal description is different from the rest of the document, either double indentation or bold. If you have title insurance, you (or one of your neighbors) have the resources to fix a problem you notice with a legal description. The legal description of Metes and Bounds uses geographical features, monuments and distances. In this context, a monument is a survey marker – an element placed on a parcel of land to mark an important survey point. The destruction, removal, permanent degradation or relocation of a monument is a regulatory offense in all U.S. states. The above information is intended to help you understand legal property descriptions.

However, when buying or selling real estate, it is usually not necessary to fully understand the details of property descriptions. It is important that the deed, mortgage or other property document contains an accurate description of the property. A valid legal description should define a fully fenced property, i.e. the described dividing lines should meet at one point. It is usually prepared by a surveyor or other qualified professional. Legal description is a technical text that describes the exact location and boundaries of the property in a way that any surveyor can correctly identify. Many homebuyers rely on either the tax description or the street. However, these are not legal descriptions of the country, and they are not valid in court if you are involved in a legal dispute. In most cases, there is no substitute for simply finding the last deed of ownership and using the legal description on that deed. The title officer and surveyor will detect any legal description issues and clear the cloud on the title prior to closing.

The Metes and Bounds description has a starting point and a starting point. In this article, we will explain what a legal description is, why it is so important, when and how to use it. You want to make sure that you are the undisputed owner of the property you are buying. And you may want to be able to transfer title without legal problems and claims from other people. For this reason, when you get to the point of signing a real estate contract, make sure you find the legal description of the property in the seller`s documents. Knowing how to read the legal description of a property is a skill that many homeowners and buyers neglect. Legal description is a term commonly used in real estate transactions. Bankrate explains it. Hi Raymond, you should always talk to a lawyer about legal documents, but I generally think it`s a good idea to copy a legal description as accurately as possible. There are several methods to determine the legal description of a property: If the property is not subdivided, and especially if it is irregular, you will see more complex descriptions that allow a surveyor to measure and mark the boundaries of the property. When Sandra and Jamie`s father died, they were surprised to discover that the family farm would not be passed on to them equally.

The farm crossed the county boundaries and originally consisted of two lots of 50 acres, each with a house. The father had planned to bequeath a 50-hectare plot of land to each of his children. But when the property was surveyed, the legal description divided the property along county lines rather than the original parcels. This meant that one child would inherit much more acreage than the other. Neither the address nor the tax identification number is a sufficient description to transfer or encumber the property. All legal descriptions indicate county and state, but how the description is worded varies. When creating a legal description, you must use the exact legal description that was on the last deed of ownership. It uses landmarks and distances to measure the perimeter of the property described in the legal description and is based on the physical characteristics of its geography as well as directions and distances. The other legal description system is the lot and block system (also known as the registered flat system), which refers to specific parcels identified by a lot number or letter and the block or subdivision platform in which the lot is located. The block itself is located using the metes-and-bounds system or the rectangular surveying system. To identify a particular parcel, the lot and block system shows the lot and block number, the name or number of the subdivision platform, and the name of the county and state.

Hi Jennifer, that sounds like a mess! In complicated situations like this, you should contact a title company and/or land use attorney to check what the correct legal description is and where the correct property boundaries are. While the legal description of a property can be controversial, the solution is often to hire another surveyor, on whom both parties agree, to conduct an additional version of a survey. Metes and bounds: This type of legal description dates back hundreds of years. And it`s important for several crucial reasons – and here`s the detailed answer. The legal description of the property is the only enforceable document that establishes your title to each piece of land you own. In the absence of this, you may encounter several legal problems: A legal description is a description of a property that is sufficient to identify it for legal purposes. When drafting an act, it is important to use the correct legal description. In most cases, it is best to use the legal description of the last deed of ownership. In addition to the legal description, you may see additional identifying information on a land document.

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